У нас: 141825 рефератів
Щойно додані Реферати Тор 100
Скористайтеся пошуком, наприклад Реферат        Грубий пошук Точний пошук
Вхід в абонемент



Курсова робота - Банківська система
73



=0;56=V9 :><?5=A0FVW 70 @878: 2:;045==O A2>WE :0?VB0;V2, B>1B> 2 >B@8<0==V 4>E>4V2 =0 2=5A5=V 45?>78B8 V 30@0=BVW ?>25@=5==O F8E :>HBV2 ?@8 ?>B@51V. B65, WE 1V;LH5 FV:028BL ?@>F5=B=89 4>E>4 =0 10=:V2AL:V 7>1>2O70==O - FV=0 70;CG5=8E :>HBV2 10=:><.>78G0;L=8:8 ?@03=CBL ?>78G0B8 :>HB8 2 =5>1EV4=8E W< >1AO30E ?V4 =87L:V ?@>F5=B8 7 2V4AB@>G:>N ?>30H5==O 1>@3V2. E FV:028BL FV=0 V >1AO38 ?>:C?>: :>HBV2 C 10=:C. F5 FV=0 ?@>406C 10=:>< A2>WE @5AC@AV2.#?@02;V=AL:89 0?0@0B =0<030TBLAO 704>2V;L=8B8 0:FV>=5@V2, ?>78G0;L=8:V2, V=25AB>@V2, I>1 4>AO3B8 270T<=>W 283>48. V@8;>< FVTW 283>48 T @V25=L >B@8<0=>3> ?@81CB:C =0 >48=8FN ?>=5A5=8E 28B@0B. >73;O=5<> 45B0;L=VH5 <5B>48:C 0=0;V7C @5=B015;L=>ABV 3>A?>40@AL:>W @>1>B8 10=:C.;O 0:FV>=5@V2 =>@<0 ?@81CB:C =0 :0?VB0; 287=0G0TBLAO 2V4=>H5==O< 2;0A=>3> ?@81CB:C 4> 2;0A=>3> 10;0=A>2>3> :0?VB0;C: : = 1 / 21 - G8AB89 10;0=A>289 ?@81CB>: (10;0=A>289 ?@81CB>: - ?>40B:8)2 - 2;0A=89 :0?VB0; (2;0A=V 465@5;0 :>HBV2)# «!>=OG=><C» =>@<0 ?@81CB:C =0 :0?VB0; AB0=>28;0: : = 56463,75 / 46398,17 = 1,217 01> 121,7%;O B>3>, I>1 ?>10G8B8, O: ?@0FNNBL 0:B828 10=:C, ?@>2545<> =0ABC?=5 ?5@5B2>@5==O: : = 1 / 2 * / = 1 / * 2 / 1 / - ?@81CB:>2VABL (@5=B015;L=VABL) 0:B82V2 / 2 - <C;LB8?;V:0B>@ :0?VB0;CC;LB8?;V:0B>@ :0?VB0;C 28<V@NT 10=:V2AL:89 206V;L (;525@V46) V T >15@=5=>N 25;8G8=>N 4> :>5DVFVT=B0 «:0?VB0; =0 0:B828», B>1B> 4> ?>:07=8:0, I> 28<V@NT 4>AB0B=VABL :0?VB0;C. 465 4>AB0B=VABL :0?VB0;C - F5 0<>@B870FV9=89 1CD5@ ?>:@8BBO 718B:V2.@>7C<V;>, I> :>;8 28B@8<CTBLAO 4>AB0B=VABL :0?VB0;C, 5D5:B 2065;O 1C45 ?>78B82=89, 0 :>;8 @878: 0:B82V2 ?5@528ICT <>6;82>ABV WE :><?5=A0FVW 2;0A=8< :0?VB0;><, 5D5:B 1C45 =530B82=89. B65, >?B8<0;L=>N T 4VO;L=VABL 10=:C =0 <56V 4>?CAB8<>3> @878:C. <5B>N >FV=:8 5D5:B82=>ABV 28:>@8AB0==O 0:B82V2 ?@>2545<> B0:5 ?5@5B2>@5==O: 1 / * / = 1 / * / = G> * 0G> - @V25=L <0@6V G8AB>3> >?5@0FV9=>3> 4>E>4C0 - 4>E>4=VABL 0:B82V2 01> FV=0 ?@>406C @5AC@AV2 : = 0 * : 0 - ?@81CB:>2VABL 0:B82V2: - <C;LB8?;V:0B>@ :0?VB0;C : = G> * 0 * :G> A83=0;V7CT ?@> 740B=VABL 10=:C :>=B@>;N20B8 28B@0B8, O:V ?>=5A5=V C 283;O4V A?;0G5=8E ?@>F5=BVV2, C?@02;V=AL:8E 28B@0B V ?>40B:V2 =0 ?@>2545==O 3>A?>40@AL:>W 4VO;L=>ABV.8:>@8AB0==O 0:B82V2 ( / ) ?>:07CT 740B=VABL 10=:C 70@>1;OB8 (35=5@C20B8) 4>E>48. >E>4=VABL 0:B82V2 70;568BL 2V4 AB@C:BC@8 0:B82V2, B>1B>: / * @ / @ = / @ * @ / = !0 * 0@!0 - AB@C:BC@0 0:B82V20@ - 4>E>4=VABL @>1>G8E 0:B82V2 : = !0 * G> * 0@ * :=0;V7 @5=B015;L=>ABV @>1>B8 2V44V;5==O <0T A2>W >A>1;82>ABV. &5 ?>2 O70=> 7 B8<, I> 2>=> =5 D>@<CT AB0BCB=>3> D>=4C, >B65, 9>3> :0?VB0; >1<565=89, >A:V;L:8 2:;NG0T 70;8H:8 D>=4V2 - 0<>@B870FV9=89, A?>6820==O V =0:>?8G5==O. # 72O7:C 7 F8< 2 ?@>F5AV 0=0;V7C @5=B015;L=>ABV =5>1EV4=> 28E>4>B8 7 =0ABC?=>3>. @> @V25=L @5=B015;L=>ABV A2V4G0BL ?>:07=8:8, I> E0@0:B5@87CNBL 2V4=>H5==O 10;0=A>2>3> ?@81CB:C (G8AB>3> 10;0=A>2>3> ?@81CB:C G8 70 <V=CA>< ?>40B:V2, G8AB>3> ?@81CB:C, O:89 T 2 :>@8ABC20==V CAB0=>28) 4> :A5@54=VE 0:B82V2 10=:C;?@>2545=>3> 3@>H>2>3> >1>@>BC;>B@8<0=8E 4>E>4V2;?>=5A5=8E 2840B:V2 V 28B@0B;=0 >4=>3> HB0B=>3> ?@0FV2=8:0./:I> >FV=N20B8 @5=B015;L=VABL 2V44V;5==O G5@57 2V4=>H5==O 10;0=A>2>3> ?@81CB:C 4> 0:B82V2, B> 10G8<>, I> C D0:B>@=V9 <>45;V 2V4ACB=O 25;8G=0, O:0 E0@0:B5@87CT <C;LB8?;V:0B>@ :0?VB0;C. 0 = 1/ * / * @/@ = @/ * /@ * 1/ 0 = !0 * 0@ * G> @/ = !0 - A@C:BC@0 @>1>G8E 0:B82V21/ = G> - G8AB0 >?5@0FV9=0 <0@60 2 4>E>40E/@ = 0@ - 2V440G0 @>1>G8E 0:B82V2=%+V= - 4>E>48 10=:C A:;040NBLAO 7 ?@>F5=B=8E B0 V=H8E 4>E>4V2.=%+V= - 2V4?>2V4=> V 28B@0B8 B0:>6.1 = - 0@ = %/@ + V=/@ = %+V=G> = 1/ = (-)/ = 1 - /G> = 1 - (%/+V=/) = 1 - % - V=V= = V=/ = mVn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«!>=OG=5» #! C ?5@H><C :20@B0;V 1998@. <0;0 B0:89 283;O4: !0 = 1003539,16 / 1092451,12 = 91,9'8AB0 >?5@FV9=0 <0@60 2 4>E>40E:G> = 56463,75 / 129192,40 * 100% = 43,7%V440G0 @>1>G8E 0:B82V2:0@ = 129192,40 / 1003539,16 *100% = 12,9% [70 40=8<8 4>40B:C 12]B>6, 0 = !0 * G> * 0@ =91,9 * 0,437 * 0,129 = 5,180G8<>, I> C AB@C:BC@V @>1>GV 0:B828 <0;8 4C65 25;8:C G0AB:C (91,9), 0;5 WE 2V440GC =5 <>6=0 =0720B8 28A>:>N (12,9%). @> F5 A2V4G8BL B0:>6 ?>:07=8: G8AB>W >?5@0FV9=>W <0@6V 2 4>E>40E (43,7%). &5 2:07CT =0 =54>AB0B=N 0:B82=VABL :5@V2=8FB20 10=:C ?@8 D>@<C20==V ?>@BD5;N 0:B82V2. !;V4 ?5@53;O=CB8 =0O2=V @>1>GV 0:B828 01> B@0=AD>@<C20B8 WE 4;O 71V;LH5==O ?@81CB:>2>ABV.=0;V7CNG8 4>E>48 «!>=OG=>3>» C ?5@H><C :20@B0;V 1998@., 10G8<>, I> 2>=8 D>@<C20;8AO 2 >A=>2=><C O: ?@>F5=B=V 4>E>48 70 :@548B0<8, O:V 2840=V AC1T:B0< ?V4?@8T<=8FL:>W 4VO;L=>ABV V =525;8:0 G0AB8=0 - ?@>F5=B=V 4>E>48 70 FV==8<8 ?0?5@0<8. V4?>2V4=> 4> FL3> <>6=0 287=0G8B8 5D5:B82=VABL C?@02;V==O 4>E>4=VABN :@548B=>3> ?>@BD5;N V ?>@BD5;N FV==8E ?0?5@V2: % = % / @ = 116341,01 /
Сторінки: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18