У нас: 141825 рефератів
Щойно додані Реферати
Тор 100
Скористайтеся пошуком, наприклад
Реферат
Грубий пошук
Точний пошук
Вхід в абонемент
Замовити курсову роботу
Замовити дипломну роботу
Замовити магістерську роботу
Замовити реферат
Замовити контрольні роботи
Курсова робота
-
Сутність і джерела кредиту
74
B>, 728G09=>, :>=B@>;L=0 DC=:FVO 9><C 2;0AB820.5?5@5:>=;82>N T B0:>6 4C<:0, I> :>=B@>;L=C DC=:FVN :@548B =5 28:>=CT, 1> :>=B@>;L ?@8B0<0==89 V V=H8< 5:>=><VG=8< :0B53>@VO<, 0 B><C =5 <>65 1CB8 2;0AB828< ;8H5 :@548BC. @>B5 FO 4C<:0 =5 2@0E>2CT BC >1AB028=C, I> :>=B@>;L 70 4>?><>3>N :>6=>3> 7 5:>=><VG=8E V=AB@C<5=BV2 <0T A2>N A?5F8DV:C. B65, T 2AV ?V4AB028 4;O 287=0==O :>=B@>;L=>W DC=:FVW :@548BC.8B0==O ?@> DC=:FVW :@548BC 4> :V=FO I5 =5 28@VH5=5, 70;8H0TBLAO 48A:CAV9=8<, O: V 1030B> V=H8E ?>;>65=L B5>@VW :@548BC. "><C FO B5>@VO 28<030T ?>40;LH>3> 4>A;V465==O.4. " !!" " !" #"# $C=:FV>=C20==O =0FV>=0;L=>W 5:>=><V:8 O: @8=:>2>W A8AB5<8 BVA=> ?>2 O70=5 7 B0:8< ?>=OBBO<, O: :@548B=0 A8AB5<0, :@548B V ?@>F5=B, 10=:8 V 10=:V2AL:0 A8AB5<0@548B=0 A8AB5<0 F5 AC:C?=VABL 10=:V2 B0 V=H8E :@548B=>-D8=0=A>28E V=AB8BCBV2, I> 4VNBL =0 @8=:C ?>78G:>28E :0?VB0;V2 V 74V9A=NNBL 0:C<C;OFVN B0 <>1V;V70FVN 3@>H>2>3> :0?VB0;C. >@>BH5 :06CG8 F5 AC:C?=VABL :@548B=8E 2V4=>A8= B0 V=AB8BCBV2, O:V @50;V7CNBL FV 2V4=>A8=8. @548B=V 2V4=>A8=8 28=8:0NBL 7 ?@82>4C <>1V;V70FVW B8<G0A>2> 2V;L=8E 3@>H>28E :>HBV2 ?V4?@8T<AB2, >@30=V70FV9, 1N465BC 9 =0A5;5==O B0 28:>@8AB0==O F8E :>HBV2 =0 C<>20E ?>25@=5==O 4;O 704>2>;5==O 5:>=><VG=8E V A>FV0;L=8E ?>B@51 ACA?V;LAB20.>;>2=>N ;0=:>N :@548B=>W A8AB5<8 T 10=:8. 0=: 85 >A>1;820 >@30=V70FV9=0 >48=8FO 1V7=5AC, AD5@>N 4VO;L=>ABV O:>W T >?5@0FVW 7 ?>78G:>28< :0?VB0;><. >=8 28ABC?0NBL >4=>G0A=> C @>;V ?>:C?FO V ?@>402FO VA=CNG8E C ACA?V;LAB2V B8<G0A>2> 2V;L=8E 3@>H>28E :>HBV2. 0=:8 <0NBL :;VT=BV2 (?>78G0;L=8:V2 V :@548B>@V2), 0 B0:>6 :>@5A?>=45=BV2 (V=HV 10=:8 V :@548B=>-DV=0=A>2V V=AB8BCB8, 7 O:8<8 10=: ?V4B@8<CT ?>ABV9=V 4V;>2V AB>AC=:8, I> 107CNBLAO =0 270T<=>ABV =040==O ?>A;C3). VO;L=VABL 10=:C ?>2'O70=0 7 B@L><0 2840<8 >?5@0FV9: " ?0A82=8<8 >?5@0FVO<8;" 0:B82=8<8 >?5@0FVO<8;" :><VAV9=8<8 >?5@0FVO<8.0A82=V >?5@0FVW F5 >?5@0FVW, 70 4>?><>3>N O:8E AB2>@NNBL @5AC@A8 10=:C (?0A828).:B82=8<8 >?5@0FVO<8 10=:C =07820NBL 9>3> 4VO;L=VABL, ?>2 'O70=C 7 @>7<VI5==O< 3@>H>28E @5AC@AV2 10=:C18420 2848 >?5@0FV9 74V9A=NNBLAO 10=:0<8 C 2V4?>2V4=>ABV 7 ?52=8<8 ?@8=F8?0<8, 70AB>AC20==O< B8E G8 V=H8E 70A>1V2, <5B>4V2, D>@< B0 V=H>3> V=AB@C<5=B0@VN.>;>2=8< 284>< 0:B82=8E >?5@0FV9 :><5@FV9=8E 10=:V2 T :@548BC20==O, I> 2V41C20TBLAO 70 B0:8<8 ?@8=F8?0<8: AB@>:>2VABL; FV;L>289 E0@0:B5@; 70157?5G5=VABL;?;0B=VABL :@548BC.@8=F8? AB@>:>2>ABV >7=0G0T, I> ?>78:0 <0T 1CB8 ?>25@=CB0 ?>78G0;L=8:>< 10=:C 2 =0?5@54 287=0G5=89 AB@>:. >=:@5B=89 AB@>: ?>25@=5==O ?>78G:8 70;568BL 2V4 D>@<8 :@548BC20==O. 0?@8:;04, ?@8 28:>@8AB0==V 2 ?@>F5AV :@548BC20==O A?5FV0;L=>3> ?>78G:>2>3> @0EC=:C ?>25@=5==O :>HBV2, 27OB8E C 1>@3, 2V41C20TBLAO I>45==>, >A:V;L:8 28@CG:0 2V4 @50;V70FVW ?@>4C:FVW 2 FL><C 28?04:C 70@0E>2CTBLAO =0 F59 @0EC=>:.#AB0=>28 10=:V2 <>6CBL =04020B8 2V4AB@>G:C ?>25@=5==O ?>78G:8, ABO3CNG8 70 F5 ?V428I5=89 ?@>F5=B.V4 4>B@8<0==O ?@8=F8?C AB@>:>2>ABV :@548BC 70;568BL <>6;82VABL =040==O =>28E ?>78G>:, >A:V;L:8 >4=8< 7 @5AC@AV2 :@548BC20==O T ?>25@=CBV ?>78G:8. @8 ?>@CH5==V AB@>:V2 ?>25@=5==O V =0O2=>ABV ?@>AB@>G5=8E ?>78G>: =>2V :@548B8 ?V4?@8T<AB20<, O: ?@028;>, =5 =040NBLAO.&V;L>289 E0@0:B5@ :@548BC20==O ?@8?CA:0T 2:;045==O ?>78G:>28E :>HBV2 C :>=:@5B=V 3>A?>40@AL:V ?@>F5A8. # ACG0A=8E C<>20E :><5@FV9=V 10=:8 ?5@5E>4OBL 2V4 :@548BC20==O >1'T:B0 4> :@548BC20==O AC1'T:B0. 4=0: FV;L>289 E0@0:B5@ :@548BC20==O 70;8H0TBLAO, >A:V;L:8 C<>28 =040==O ?>78G>: ?V4?@8T<AB20< =0 28B@0B8, ?>2'O70=V 7 >A=>2=>N 28@>1=8G>N 4VO;L=VABN, V =0 :0?VB0;L=V 2:;045==O ACBBT2> 2V4@V7=ONBLAO. @8=F8? 70157?5G5=>ABV ?>78G>: <0T =0 <5BV 70E8AB8B8 V=B5@5A8 10=:C V =5 4>?CAB8B8 718B:V2 2V4 =5?>25@=5==O 1>@3C 2=0A;V4>: =5?;0B>A?@><>6=>ABV ?>78G0;L=8:0..5@5EV4 5:>=><V:8 4> @8=:>28E 2V4=>A8= V AB2>@5==O 0:FV>=5@=>-:><5@FV9=8E V :>>?5@0B82=8E 10=:V2 ?@8725;8 4> =0?>2=5==O FL>3> ?@8=F8?C =>28<8 5;5<5=B0<8. 0@07 C @>;V =>AVO 30@0=BVW ?>25@=5==O ?>78G:8 <>65 1CB8 =5 BV;L:8 <0B5@V0;L=5 70157?5G5==O, 0 9 FV==V ?0?5@8: 0:FVW, >1;V30FVW, 25:A5;V, AB@0E>2V ?>;VA8, 30@0=BVW ?;0B>A?@><>6=8E N@848G=8E V DV78G=8E >AV1 B>I>.><5@FV9=V 10=:8 <>6CBL =04020B8 B0: 720=V 1;0=:>2V ?>78G:8, :>B@V =5 <0NBL @50;L=>3> <0B5@V0;L=>3> 70157?5G5==O. >=8 =040NBLAO ?V4 28A>:89 ?@>F5=B, 1> ?>2'O70=V 7 ?52=8< @878:><.# ?@>F5AV :@548BC20==O ?V4?@8T<AB2 V 3@><04O= 10=: 28<030T =5 BV;L:8 ?>25@=5==O >45@60=>W ?>78G:8, 0 9 >?;0B8 ?@>F5=B0 70 :>@8ABC20==O =5N. C<>20E @8=:>28E 2V4=>A8= ?@>F5=B T >1'T:B82=8< AC?CB=8:>< :@548BC, 9>3> A:;04>2>N ;0=:>N, >A:V;L:8 :@548B=0 >?5@0FVO F5 0:B :><5@FV9=>3> ?@>406C =0 ?52=89 G0A 3@>H>28E :>HBV2. V25=L ?@>F5=B=8E AB02>:, I> 2AB0=>2;NNBLAO :><5@FV9=8<8 10=:0<8, 70;568BL 2V4 AB@>:C :>@8ABC20==O ?>78G:>N V 2V4 ABC?5=O @878:C, I> 28=8:0T C 72'O7:C 7 :@548B=>N >?5@0FVTN. '8< B@820;VH89 AB@>:, =0 O:89 =040NBLAO ?>78G:8, V 28I89 ABC?V=L @878:C, B8< 1V;LH0 ?@>F5=B=0 AB02:0 70 :@548B.@548B=V 2V4=>A8=8 <V6 10=:0<8 V :;VT=B0<8 1C4CNBLAO =0 3@C=BV :@548B=8E 4>3>2>@V2, 2 O:8E 287=0G0NBLAO 270T<=V 7>1>2'O70==O 9 5:>=><VG=0 2V4?>2V40;L=VABL AB>@V=.040==O 10=:>< A2>W< :;VT=B0< ?>78G:8 >1<56CTBLAO 25;8G8=>N @5AC@AV2, O:V 2V= <0T. 0=:8 =5 4>72>;ONBL :;VT=B0< 28:>@8AB>2C20B8 :@548B8 =0 ?>:@8BBO B@820;8E DV=0=A>28E =5AB0G. >78G:8 =040NBLAO :@548B>A?@><>6=8< ?V4?@8T<AB20<, :>B@V 287=0G0NBLAO 10=:>< =0 ?V4AB02V 2V4?>2V4=8E ?>:07=8:V2 4VO;L=>ABV :;VT=BV2. V4?@8T<AB20<, O:V ?>ABV9=> >45@6CNBL ?>78G:8, 10=:8 2AB0=>2;NNBL =0 @V: (7 @>7?>4V;>< ?> :20@B0;0E) ?;0=>289 @>7<V@ :@548BC.@548BC20==O ?V4?@8T<AB2 2 >1>@>B=V :>HB8 74V9A=NTBLAO 70 AC:C?=VABN <0B5@V0;L=8E 70?0AV2 V 28@>1=8G8E 28B@0B. @8 FL><C 28:>@8AB>2CNBLAO 420 <5B>48 :@548BC20==O: :@548BC20==O ?> 70;8H:C; :@548BC20==O ?> >1>@>BC <0B5@V0;L=8E FV==>AB59 V 28B@0B.# ?@>F5AV :@548BC20==O ?> 70;8H:C ?>78G:8 =040NBLAO ;8H5 =0 ?>:@8BBO B8<G0A>28E =04=>@<0B82=8E 70;8H:V2 <0B5@V0;L=8E FV==>AB59 V =52V4H:>4>20=8E 28B@0B. 4V9A=NNG8 :@548BC20==O ?> 70;8H:C, 10=: 287=0G0T AC<C ?>78G:8, O:C <>6=0 =040B8, 01> AC<C 1>@3C, O:89 =5>1EV4=> ABO3=CB8 70;56=> 2V4 B>3>, =0A:V;L:8 7@VA G8 7<5=H82AO @>7<V@ AC:C?=>3> 70157?5G5==O :@548BC. =H8<8 A;>20<8, 2@0E>2CNBLAO =5 =04E>465==O V 28:>@8AB0==O FV==>AB59, 01> =5 =0@>IC20==O V 7=865==O 28@>1=8G8E 28B@0B, 0 :V=F5289 @57C;LB0B WE @CEC =04=>@<0B82=89 70;8H>: =0 ?52=C 40BC.@8 :@548BC20==V ?> 70;8H:C ?>78G:0 <0T :><?5=A0FV9=89 E0@0:B5@, >A:V;L:8 ?@8410==O <0B5@V0;L=8E FV==>AB59 V 74V9A=5==O 28B@0B ?@>204OBLAO 7 @>7@0EC=:>2>3> @0EC=:C ?V4?@8T<AB20, 0 ?>BV< 2>=> >45@6CT 2 10=:C ?>78G:C. >78G:8 ?>25@B0NBLAO
Сторінки:
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20