Страхування життя: погляд влади та ринку - ?8B0==O 0 G8 3>B>2V A0<V AB@0E>28:8 2 @0<:0E 4VNG>3> 70:>=>402AB20 70?@>?>=C20B8 B0:V AB@0E>2V ?@>4C:B8, 2 O:V...

Реферат - Страхування життя: погляд влади та ринку

?8B0==O 0 G8 3>B>2V A0<V AB@0E>28:8 2 @0<:0E 4VNG>3> 70:>=>402AB20 70?@>?>=C20B8 B0:V AB@0E>2V ?@>4C:B8, 2 O:V 3@><04O=8= 3>B>289 1C2 18 2:;0AB8 A2>W :>HB8? G5284=>, I> =V. O:I> ?@>1;5<0 ;8H5 2 70:>=>402G><C ?>;V B> 9>3> =5>1EV4=> V <>6=0 7<V=N20B8. %>BV;>AO 1 ?>@5:><5=4C20B8 CG0A=8:0< AB@0E>2>3> @8=:C =02G8B8AO 1CB8 F82V;V7>20=8<8 ;>1VAB0<8 A2>WE V=B5@5AV2 C @V7=8E >@30=0E 45@602=>W 2;048 O: 2 70:>=>402GV9, B0: V 2 >@30=0E 28:>=02G>W 2;048. >6C :>=AB0BC20B8, I> <0:A8<0;L=0 ?@>7>@VABL B0 70;CG5==O H8@>:>3> :>;0 CG0A=8:V2 4> 70:>=>B2>@G>3> ?@>F5AC ?@V>@8B5B 2 @>1>BV ><VB5BC 7 ?8B0=L DV=0=AV2 V 10=:V2AL:>W 4VO;L=>ABV. V4V9H;8 BV G0A8, :>;8 <>6=0 «?@>HB>2EC20B8» G8WAL V=B5@5A8 =5>1EV4=> AB2>@N20B8 F82V;V7>20=V ?@028;0 3@8 >4=0:>2V B0 :>=:C@5=B=V 4;O 2AVE, =5 4>?CA:0NG8 1C4L-O:8E ?@>O2V2 <>=>?>;V7<C.:@5<> E>BV2 18 0:F5=BC20B8 C203C =0 70:>=>402G><C 2@53C;N20==V FL>3> ?8B0==O. V 2 :>3> =5 28=8:0T AC<=V2C 2 B><C, I> VA=CNG0 70:>=>402G0 1070 =5 BV;L:8 =5 AB8<C;NT, 0;5 V, ?> 25;8:><C @0EC=:C, 30;L<CT @>728B>: AB@0EC20==O 68BBO 2 #:@0W=V. !;V4 707=0G8B8, I> F5 7=0E>48BL @>7C<V==O C 5@E>2=V9 04V #:@0W=V, 7>:@5<0 2 ><VB5BV 7 ?8B0=L DV=0=AV2 V 10=:V2AL:>W 4VO;L=>ABV, B0 2V4?>2V4=>, 7=09H;> 2V4>1@065==O 2 ?@>5:BV 0:>=C #:@0W=8 «@> 2=5A5==O 7<V= 4> 0:>=C #:@0W=8 «@> AB@0EC20==O» (! 2021 , =>20 @540:FVO). 0 ?@89=OBBO FL>3> 70:>=>?@>5:BC B0 ?>40;LH89 @>728B>: @8=:C AB@0EC20==O 68BBO ?>:;040NBLAO ?52=V =04VW, 0;5 F5 <>65 1CB8 ;8H5 ?5@H89 :@>:, B><C I> T ?8B0==O >?>40B:C20==O, 20;NB=>3> @53C;N20==O, FV=>CB2>@5==O; T ?@>5:B &82V;L=>3> >45:AC #:@0W=8, @540:FVO O:>3> 70?@>?>=>20=0 =0 B@5BT G8B0==O, C 28?04:C ?@89=OBBO <>65 D0:B8G=> ?>2=VABN 7=V25;N20B8 ?>;>65==O ?@>5:BC 0:>=C @> AB@0EC20==O . AV FV ?8B0==O T ?5@H>G5@3>28<8 V ?>28==V 28@VH8B8AO 265 7 ?>G0B:>< =0ABC?=>W A5AVW #./:V 70240==O AB028BL ?5@54 A>1>N V30 AB@0E>28E >@30=V70FV9 #:@0W=8 I>4> @>728B:C AB@0EC20==O 68BBO 2 #:@0W=V? ;5:A0=4@ $V;>=N:: 5D>@<C20==O A8AB5<8 ?5=AV9=>3> 70157?5G5==O ?>28==> ?5@5410G0B8 @>728B>: AB@0EC20==O 68BBO, I> 4>72>;8BL <>1V;V7C20B8 7=0G=V 3@>H>2V 70>I0465==O 3@><04O= 7 <5B>N 71V;LH5==O V=25AB8FV9=8E @5AC@AV2 4;O @>728B:C 5:>=><V:8 B0 AB2>@8B8 =0;56=89 @V25=L DV=0=A>2>3> 70157?5G5==O 3@><04O= ?@8 28E>4V =0 ?5=AVN 70 2V:><, V=20;V4=VABN G8 ?@8 B8<G0A>2V9 =5?@0F5740B=>ABV 01> 157@>1VBBV. FVTN <5B>N =5>1EV4=>:- ?@89=OB8 0:>= #:@0W=8 @> 2=5A5==O 7<V= B0 4>?>2=5=L 4> 0:>=C #:@0W=8 @> AB@0EC20==O , 7 C@0EC20==O< 42>@VG=8E =0?@0FN20=L G;5=V2 @>1>G>W 3@C?8 7 ?8B0=L AB@0EC20==O 68BBO;- ?@89=OB8 0:>= #:@0W=8 @> 2=5A5==O 7<V= V 4>?>2=5=L 4> 45O:8E 70:>=>402G8E 0:BV2 V7 ?8B0=L 7030;L=>45@602=>3> >1>2 O7:>2>3> A>FV0;L=>3> AB@0EC20==O , 45 70157?5G8B8 ?>@O4 V7 7030;L=>>1>2 O7:>28< 45@602=8< A>FV0;L=8< AB@0EC20==O< @>728B>: 4>40B:>28E 4>1@>2V;L=8E 284V2 AB@0EC20==O =0A5;5==O, 2 B.G. AB@0EC20==O 68BBO;- @>7@>18B8 ?@>7>@V 70A048 4VO;L=>ABV AB@0E>28:V2 #:@0W=8, ?>2 O70=>W 7 >1A;C3>2C20==O< A8AB5<8 =545@602=>3> ?5=AV9=>3> 70157?5G5==O; - ?@89=OB8 70:>=>402GV 0:B8, O:V 1 7<V=8;8 4VNGC A8AB5<C >?>40B:C20==O 68BBO B0 4>72>;8;8 ?V4?@8T<AB20< 2:;NG0B8 28B@0B8 =0 AB@0EC20==O 68BBO A2>WE ?@0FV2=8:V2 4> 20;>28E 28B@0B, I> 70157?5G8BL A>FV0;L=89 70E8AB ?@0FNNG8E;- ?@>25AB8 5:>=><VG=V 4>A;V465==O I>4> <>6;82>ABV 28?CA:C FV==8E ?0?5@V2 V7 E0@0:B5@8AB8:0<8, 2V4?>2V4=8<8 7>1>2 O70==O< ?5@54 AB@0EC20;L=8:0<8 70 4>23>AB@>:>28<8 4>3>2>@0<8 AB@0EC20==O 68BBO;- 70:>=>402G> 2@53C;N20B8 ?8B0==O 70E8ABC 70>I0465=L 3@><04O= 70 4>23>AB@>:>28< AB@0EC20==O< 68BBO, 74>@>2 O B0 ?5=AV9=8< AB@0EC20==O<.;O @50;V70FVW F8E ?;0=V2 ?@>BO3>< >AB0==VE @>:V2 2 !# AB2>@5=> @>1>GC 3@C?C, 4> A:;04C O:>W 2E>4OBL ?@54AB02=8:8 AB@0E>28E :><?0=V9. 265 =0 =091;86G><C 7 W74V V38 C ;8AB>?04V <VAOFV FL>3> @>:C ?>AB028<> ?8B0==O ?@> AB2>@5==O ?>ABV9=>W <5B>4>;>3VG=>W :><VAVW ?> AB@0EC20==N 68BBO, 4> A:;04C O:>W 70?@>A8<> ?@54AB02=8:V2 2V4?>2V4=8E >@30=V2 45@602=>W 2;048, AB@0E>28E ?>A5@54=8:V2 B0 D0EV2FV2 =545@602=8E ?5=AV9=8E D>=4V2.0<VABL 5?VB0DVW!B@0EC20==O 68BBO, O: 2V4><>, 4>72>;OT 68B8 2 1V4=>ABV, 0;5 2<5@B8 1030B8<. ?5@H>N 7040G5N 45@6020 A?@028;0AO 1;8A:CG5 V 157 AB@0E>28:V2. @C3C 157 =8E =5 28@VH8B8. !2>W =04VW =0 7<V=C 70:>=>402AB20 AB@0E>28:8 ?>2'O7CNBL 7 ?>;VB8G=8<8 ?@>F5A0<8 2 45@602V: ?0@;0<5=BAL:8<8 V ?@57845=BAL:8<8 281>@0<8, 3>BCNG8AL 4> =5287=0G5=>ABV I5 O: <V=V<C< @>:V2 V7 420. >6;82>, C =8=VH=L>W 2;048 T A?@028, 206;82VHV AB@0E>2>3> 70E8ABC 3@><04O=. /: ?>:07CT AB0B8AB8:0, 4><V=CNG5 ?>;>65==O =0 @8=:C AB@0EC20==O 68BBO #:@0W=8 709<0NBL AB@0E>2V :><?0=VW, O:V T ?@54AB02=8:0<8 70:>@4>==8E AB@0E>28:V2 G8 V=25AB>@V2 («», «@025-#:@0W=0», «.?VB5@» B>I>). "0:8< G8=><, <>6=0 22060B8, I> 5:A?0=AVO 70:>@4>==8E AB@0E>28E :><?0=V9 =0 C:@0W=AL:89 @8=>: 265 ?>G0;0AO. &59 ?@>F5A <>65 7=0G=> ?@8A:>@8B8AO ?VA;O ?@89=OBBO =>2>3> 70:>=>402AB20 (B>4V 5D5:B82=VABL 2:;045=L VAB>B=> ?V428I8BLAO V C:@0W=AL:89 @8=>: AB0=5 @50;L=> FV:028< 4;O V=>75<=>3> :0?VB0;C). &O 6 AB0B8AB8:0 4>72>;OT B0:>6 ?@8?CAB8B8, I> =0 AB@0E>2><C @8=:C @>7?>G0;0AO 5@0 ?@>D5AV>=0;V2, 0 =5 :><?0=V9, ;V45@AB2> O:8E 70157?5GCTBLAO 1;87L:VABN 4> 2;048 G8 30;C752>N ?@8=0;56=VABN. >:07>28<, =0 <V9 ?>3;O4, T =02VBL B5, I> <V6 4>AO3=5==O<8 AB@0E>28E :><?0=V9 V @>7C<V==O< WE=V<8 :5@V2=8:0<8 >A>1;82>AB59 @V7=8E A8AB5< ?@>406C VA=CT O2=0 :>@5;OFVO.@°B°h° ±8ґN·P·n·tѕvѕ"ї$їRї ГўГАГЉЙЊЙКК4КШПввусЩССССЩСЕСССССССССССС$„Еdh`„Еa$$dha$$&FЖh„„dh^„`„a$$„ °ЖA!°n"°n#ђn$ђn%°° ° ђР†њ:@ся:1KG=K9_HmHsHtHP`P03>;>2>: 1$$„Рdh@&`„Рa$CJBAтяЎBA=>2=>9 H@8DB 0170F01KG=0O B01;8F0 :Vц4Ц4Цlaц.k@фяБ.5B A?8A:0fC`тfA=>2=>9 B5:AB A >BABC?><$„Еdh`„Еa$CJnR`nA=>2=>9 B5:AB A >BABC?>< 2$„Еdh`„Еa$5ЃCJHB`HA=>2=>9 B5:AB$dha$CJъtяяяя)*B]mn›0Ј7ЦъqrСТгяgXoІй"чшJK" ґ"µ"@#A#u%v%Њ%#*_*`*ш*щ*+[--j-¬..ї.0/1/F/1~1”1W3В6Г6e7`:yD±FИGЬH/J0JBJK®KALBLYL N!N4NђNP§QЁQ·Q:U;U‘U’U©UРWСWаWЕZЖZ[[[м]qgrgцgйoкo’pщtьty‰0y‰0Ђy‰0Ђy‰0Ђy‰0Ђy‰0Ђy‰0Ђy‰0Ђy‰0Ђy‰0Ђy‰0Ђy‰0Ђy‰0Ђy‰0Ђ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ 0ЂЂ G@nn;ъt@@ЉяяUnknownяяяяяяяяяяяяGђМ‡z ЂяTimes New Roman5ђЂSymbol3&ђМ‡z ЂяArial"1ЊрРhZДvF-эГ&.u…c;Фu…c;Ф№#рҐАґґЂ4їtїtрЯЯHX(ря?гяяяяяяяяяяяяяяяяяяяяяља2яя(!B@0EC20==O 68BBO: ?>3;O4 2;048 B0 @8=:CComp34homeюяа…џтщOh«‘+'іЩ0PђD www.uaref.comNormalhome@ЋкР@$Ъ&T:Г@А@€џЩ¦Иu…c Word@ЋкР@$Ъ&T:Г@>ЏN“Иu…cюяа…џтщOh«‘+'іЩ0PђD www.uaref.comNormalhome@ЋкР@$Ъ&T:Г@А@€џЩ¦Иu…c !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[]^_`abcdefghijklmnopqrstuvwxyz|~ЂЃюяяяѓ„…†‡€‰юяяя‹ЊЌЋЏђ‘’“”•–юяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяюяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяэяяяэяяяЄюяяяюяяяџяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяRoot EntryяяяяяяяяАFА'Кт¦И¬ЂDataяяяяяяяяяяяя‚1TableяяяяЉ2WordDocumentяяяя1SummaryInformation(яяяяяяяяяяяяЂDocumentSummaryInformation8яяяяяяяяlCompObjяяяяяяяяяяяяqяяяяяяяяяяяяюяяяюяяяюяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяюяяяяяАFДокумент Microsoft Office WordMSWordDocWord.Document.8ф9ІqюяХНХњ.“—+,щ®0<Ђ€”њ¤¬ґјДМФ0г Ф;їtШ,Страхування життя: погляд влади та ринкуНазвание

Сторінки: 1 2 3 4 5