У нас: 141825 рефератів
Щойно додані Реферати Тор 100
Скористайтеся пошуком, наприклад Реферат        Грубий пошук Точний пошук
Вхід в абонемент



Дипломна робота - Комерційні банки
74



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«V450;L=>3> 10=:C» =0 >A=>2V ?>2=>FV==>3> =01>@C =091V;LH V=D>@<0B82=8E :>5DVFVT=BV2, O:V 045:20B=> E0@0:B5@87CNBL 10=:. ;O FL>3> =5>1EV4=> <0B8 A?8A>: 7=0G5=L 2V4?>2V4=8E :>5DVFVT=BV2, O:V <>6=0 22060B8 4>AB0B=V<8. "0:>6 =5>1EV4=89 ?5@5;V: <V=V<0;L=> 4>?CAB8<8E (:@8B8G=8E) 7=0G5=L :>5DVFVT=BV2. # B01;8FV 2 (482. >40B>:1) =02545=> >48= V7 <>6;828E 20@V0=BV2 ?5@5;V:C B0:8E 7=0G5=L. 10=:0E I>4=O ?@89<0NBLAO @VH5==O I>4> 70;CG5==O :>HBV2 =0 45?>78B8 V WE @>7<VI5==O. 72 O7:C 7 F8< ;V:2V4=VABL 10=:C ?> 10;0=AC <>65 1CB8 704>2V;L=>N, 0;5 @50;L=0 ;V:2V4=VABL, 28E>4OG8 7 3@>H>28E ?>B>:V2,- 7>2AV< =V. ?@>F5AV 0=0;V7C 10=:V2AL:>W 72VB=>ABV >A=>2=8< >1 T:B>< 4>A;V465==O 28ABC?0T 2AO 9>3> AC:C?=0 :><5@FV9=0 4VO;L=VABL. @8 FL><C AC1 T:B0<8 0=0;V7C 28ABC?0NBL A0<V :><5@FV9=V 10=:8, WE :>=B@035=B8, 2:;NG0NG8 #, V=HV :@548B=V CAB0=>28, 0C48B>@AL:V DV@<8, 2;04=V ABC:BC@8, @50;L=V V ?>B5=FV9=V :;VT=B< V :>@5A?>=45=B8, 70A=>2=8:8 V 0:FV>=5@8. A:V;L:8 :>65= V7 AC1 T:BV2 <0T 2;0A=V FV;V, B> @V7=V 1C4CBL =0?@O<:8 V :@8B5@VW
Сторінки: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18